For collectors insuring $10K–$500K
Insurance valuation reports that your insurer will actually accept
One-click PDF with every item, current market value, source, and date. Methodology disclosed. Per-category breakdowns. Photo evidence. Designed by collectors, for collectors insurers.
Why insurance reports are a pain
Most collectors underinsure. They submit a number — "$50,000 for my collection" — with no documentation, and that's the figure on the policy. After a loss, the insurer pays the documented number, not the inflated one.
Detailed valuations cost $500-$2,000 from a professional appraiser, take weeks, and go stale fast. Most collectors skip them. The result: underinsurance, or insurance that does not pay out what you expect.
What CollectFolio generates
Cover page with report ID
Unique report ID, generation date, total valuation summary. The format insurers expect.
Per-category breakdowns
Cards, LEGO, watches, vinyl each get their own page with subtotals. Easy for your insurer to cross-check.
Item-level tables
Every item: name, category, condition, purchase price, current value, valuation source, valuation date.
Photo evidence
Uploaded photos embedded in the report. Timestamps preserved (proves condition at valuation time).
Methodology disclosure
We tell you exactly how each value was derived — which marketplace, which sold listing window, which aggregation method. No black boxes.
Re-generate anytime
Updated valuations are a click away. We recommend refreshing every 6-12 months as markets move.
Insurance valuation FAQ
- Most major collectibles insurers — American Collectors Insurance, Collectibles Insurance Services, Hughey Insurance, and most specialist watch/jewelry insurers — accept market-aggregated valuations as a starting point. For high-value items ($25K+), they may still require a formal appraisal. We help with the supporting documentation either way.
- We recommend every 12 months for most collections, every 6 months for actively-traded categories (Pokemon cards, sealed LEGO), and immediately after major market moves. Our reports are timestamped so your insurer sees the freshness.
- Cover page with report ID and generation date. Per-category breakdowns: total items, total value, cost basis, unrealized gain. Item-level tables: name, category, condition, purchase price, current value, valuation source, valuation date. Photo evidence (when uploaded). Methodology disclosure.
- Replacement value at the median of recent sold listings across primary marketplaces. We do not use asking prices or optimistic outliers. Each item shows its source and date so your insurer can verify.
- Yes. Each report is configurable: include or exclude per category, set value thresholds, and select date ranges. Useful for "high-value items only" reports.
Will my insurer accept a CollectFolio valuation report?
How often should I update my valuation?
What is included in the PDF report?
How do you determine "current value" for insurance?
Can I exclude items from the report?
Insure what you actually own — at what it's actually worth
Beta opens Q3 2026. Insurance reports are part of the Pro tier. Join the waitlist to lock in launch pricing.